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Keep your coverage from ever lapsing

Your CTPL has to be valid before the LTO will renew your registration, and your comprehensive policy is what actually protects you in a crash. Kotselog watches both expiry dates and warns you early — no gap, no scramble.

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The problem

A lapsed policy is the worst time to find out you forgot

CTPL only covers injury or death of third parties — up to ₱100,000 per accident — and you legally can't renew your LTO registration without it. Your comprehensive policy is what pays for your own car after a crash, flood, or theft. Let either lapse and you're either stuck at renewal or dangerously exposed on the road. Kotselog makes sure that never happens by accident.

Tracks CTPL and comprehensiveTwo policies, two dates, one clear view.
Reminds you before you need to registerSo your CTPL is already valid when your LTO renewal comes up.
Keeps your policy details handyInsurer, policy number, and coverage — ready when you need to file or renew.

Insurance & renewal guides

Never drive a day uninsured

Save your policy dates once and Kotselog reminds you before either one lapses. Free to start.

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